Simple Home Budget is a personal budget manager for home users. It`ll let you analyze income and expenses for 12 months in the graphic chart and help you pinpoint costs and areas of excessive expenditure to control your finances more efficiently.
Pros: This application is a personal budget manager. This lets you record transactions so that over a month and over a year you could track income and expenses. There’s a summary color coded overview chart available to show things at a glance. You`ll see what you have and will have coming in, going out, and most importantly, what`s left over each month to spend or save. What that does is the trends become clear of what category of expenses are consuming what kind of resources what is increasing, what’s decreasing and by how much. It`ll help you pinpoint costs and areas of excessive expenditure and control your finances better.
Simple Home Budget opens to the main window with the sidebar and tabbed main area. The sidebar on the main interaction area shows a calendar to drill down to a specific month. The sidebar has a form to add new transactions and totals of income, expenses and net income for a selected month, as well as expected totals for scheduled transactions. The tabbed area provides a quick access to transactions for a selected month or day, recurring transactions, summarized monthly view of income and expense by categories and graphic overview for a year. Thanks to the intuitive design, the majority of data entry and maintenance operations are less than two mouse clicks away. Transactions are added as expense, income or refund. Date, category and comments ensure the transaction is aggregated into the right category. Over view, current position and progress are update based on the transaction data. These could be edited, deleted, searched or printed easily.
Cons: This application has no problems except what is common to any database based program. Unless data is updated scrupulously it is not going to give you full value. Every transaction should be entered to get the true picture of the situation.
Overall this nicely featured application with an easy interface qualifies for a 4 star grade.